Start Your Nidhi Company with Expert Guidance
A Nidhi Company is a type of Non-Banking Financial Company (NBFC) recognized under Section 406 of the Companies Act, 2013, primarily formed to encourage savings and mutual financial assistance among its members.
Nidhi companies operate by accepting deposits and lending money to their members only, making them ideal for communities, groups, or associations that want to promote financial support among members.
At AUS Accounting & Business Solutions, we provide complete Nidhi Company registration and compliance services to ensure smooth incorporation and regulatory compliance.
What is a Nidhi Company?
A Nidhi Company is a public company formed to cultivate the habit of saving among members and provide loans to its members.
Key characteristics:
- Operates only with members
- Accepts deposits from members
- Provides loans to members
- Regulated by Ministry of Corporate Affairs (MCA)
Unlike NBFCs, Nidhi companies do not require RBI approval for incorporation, but they must comply with Nidhi Rules, 2014.
Key Requirements for Nidhi Company Registration
To incorporate a Nidhi Company, the following requirements must be met:
- Minimum 3 Directors
- Minimum 7 Shareholders
- Minimum ₹10 lakh Paid-up Share Capital
- Must be incorporated as a Public Limited Company
- The company name must end with “Nidhi Limited”
Benefits of Nidhi Company
Encourages Savings Culture
Promotes the habit of saving among members.
Easy Loan Access
Members can obtain loans at comparatively lower interest rates.
Limited Liability
Members’ liability is limited to their share capital.
Simple Compliance Compared to NBFC
No RBI license required for incorporation.
Community-Based Financial Support
Members help each other financially.
Our Nidhi Company Registration Services
We provide complete Nidhi Company incorporation support including documentation, MCA filing, and post-registration guidance.
Services Included
✔ Digital Signature Certificate (DSC)
✔ Director Identification Number (DIN)
✔ Name Approval with MCA
✔ Drafting of MOA & AOA
✔ Incorporation Filing (SPICe+)
✔ Certificate of Incorporation
✔ PAN & TAN Application
✔ Assistance with Bank Account Opening
Documents Required for Nidhi Company Registration
For Directors / Shareholders
- PAN Card
- Aadhaar Card / Passport
- Passport size photograph
- Address proof (Bank statement / utility bill)
For Registered Office
- Rent Agreement / Ownership proof
- Electricity / utility bill
- NOC from property owner (if rented)
Nidhi Company Registration Process
Step 1 – Obtain DSC & DIN
Digital signatures and Director Identification Numbers for directors.
Step 2 – Name Reservation
Apply for name approval with MCA ending with “Nidhi Limited”.
Step 3 – Incorporation Filing
Submit incorporation forms with MOA & AOA.
Step 4 – Certificate of Incorporation
After approval, MCA issues the Certificate of Incorporation along with PAN & TAN.
Post-Incorporation Compliance for Nidhi Company
After registration, Nidhi companies must comply with certain requirements:
- Minimum 200 members within 1 year
- Net Owned Funds of ₹10 lakh
- Maintain Net Owned Funds to Deposit Ratio (1:20)
- File NDH-1 and NDH-3 forms
- Maintain statutory registers and records
Annual Compliance for Nidhi Company
Mandatory compliances include:
- Financial Statement Filing (AOC-4)
- Annual Return Filing (MGT-7)
- NDH-1 Return Filing
- NDH-3 Half-Yearly Return
- Income Tax Return Filing
- Statutory Audit
Why Choose Our Services?
✔ Experienced Corporate Compliance Professionals
✔ Complete MCA Filing Support
✔ Affordable Registration Packages
✔ Compliance Reminder System
✔ Dedicated Client Support
Nidhi Company Registration Pricing Packages
Choose the right package to start your Nidhi Company smoothly and compliantly with complete professional support.
| Features | Basic Plan | Standard Plan ⭐ | Premium Plan |
|---|---|---|---|
| Price | ₹14,999 + Govt. Fees | ₹19,999 + Govt. Fees | ₹27,999 All Inclusive* |
| DSC for 3 Directors | ✔ | ✔ | ✔ |
| DIN for Directors | ✔ | ✔ | ✔ |
| Company Name Approval | ✔ | ✔ | ✔ |
| MOA & AOA Drafting | ✔ | ✔ | ✔ |
| Incorporation Filing (SPICe+) | ✔ | ✔ | ✔ |
| Certificate of Incorporation | ✔ | ✔ | ✔ |
| PAN & TAN Application | ✔ | ✔ | ✔ |
| Nidhi Company Guidance | ✖ | ✔ | ✔ |
| NDH-1 Compliance Guidance | ✖ | ✔ | ✔ |
| Bank Account Assistance | ✖ | ✖ | ✔ |
| Post Incorporation Compliance Support | ✖ | ✔ | ✔ |
| Compliance Reminder Support | ✖ | ✖ | ✔ |
| Dedicated Consultant | ✖ | ✔ | ✔ |
| Best For | Basic Incorporation | Small Financial Groups | Complete Setup |
⭐ Most Popular Plan
*Government fees and stamp duty depend on authorized capital and state of registration.
Optional Add-On Services
Service Price NDH-1 Filing ₹4,000 NDH-3 Half Yearly Return ₹3,500 ROC Annual Compliance ₹12,000 / Year Income Tax Return Filing ₹5,000 onwards Accounting & Bookkeeping ₹3,000 / Month
| Service | Price |
|---|---|
| NDH-1 Filing | ₹4,000 |
| NDH-3 Half Yearly Return | ₹3,500 |
| ROC Annual Compliance | ₹12,000 / Year |
| Income Tax Return Filing | ₹5,000 onwards |
| Accounting & Bookkeeping | ₹3,000 / Month |
Nidhi Company Registration Timeline
⏳ Estimated Time: 10 – 15 Working Days
(Subject to MCA approval and document submission)
Get Your Nidhi Company Registered Today
Start your Nidhi Company with professional assistance and ensure full regulatory compliance.
📞 Call / WhatsApp: +91-9990976958
📧 Email: compliances@austax.in
